Overdue Payment Final Notice Email — Final Attempt Before Collections

Hi [Client Name],

This is a final notice regarding invoice #[NUMBER] for $[AMOUNT], which was due on [Original Due Date] and is now [X] days overdue.

**Invoice Details:**
- Invoice Number: #[NUMBER]
- Original Amount: $[AMOUNT]
- Original Due Date: [Date]
- Days Overdue: [X] days
- Late Fee (if applicable): $[Amount]
- Total Amount Due: $[Total Amount]

**Previous Attempts:**
I've sent [X] previous reminders on [dates] but have not received payment or communication regarding this invoice.

**This Is Your Final Opportunity:**
To avoid further action, payment must be received by [Final Deadline Date]—[X] days from today.

**Payment Options:**
Please remit payment immediately via one of these methods:
- **Credit Card**: [Payment link]
- **Bank Transfer**: [Bank details]
- **PayPal**: [PayPal email]
- **Check**: [Mailing address]

**If Payment Is Not Received:**
If payment is not received by [Final Deadline Date], I will have no choice but to:
- Suspend all work on current and future projects
- Turn this account over to a collections agency
- Pursue legal action to recover the amount owed
- Report this to credit bureaus (if applicable)

**If You're Experiencing Financial Difficulties:**
I understand that circumstances can be challenging. If you're facing financial difficulties, please contact me immediately at [Phone] or [Email] to discuss payment arrangements. I'm willing to work with you to find a solution, but I need to hear from you by [Final Deadline Date].

**Next Steps:**
1. Make payment immediately using one of the methods above, OR
2. Contact me by [Final Deadline Date] to discuss payment arrangements

I hope we can resolve this amicably. Please respond to this email or call me at [Phone] to confirm payment or discuss options.

This is my final attempt to resolve this matter before taking further action.

Best regards,
[Your Name]
[Your Company]
[Phone]
[Email]